1. Apply
Apply now for a zipPay account and get approved for up to $1000 within just a few minutes.
2. Shop
Use your zipPay account online or in-store. Simply select zipPay as a payment option when you checkout online, or come in store to see and feel our products. 
3. Repay
Flexible repayments that suit you. Schedule payments weekly, fortnightly or monthly (ie. when you get paid). Min $40 per month.
Digital shopping account
Create your account now and start shopping with the flexibility of a digital wallet.
Buy now, pay later
Shop today, enjoy your purchase & pay later to suit your lifestyle!
Interest free
No interest. ZipPay is completely transparent about no hidden fees.
No credit cards
A completely digitised wallet means there’s no need for a credit card.

Why pay the old way?

Within seconds you’ll have access to a new digital wallet and up to $1,000 to shop online and in store. To be eligible for zipPay you must be an Australian resident 18 years or older with a valid Facebook or PayPal account. You also need a debit card.

Apply Now